Welcome to WealthBuilders! By accessing or using our website, programs, and services (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”). Please read them carefully. If you do not agree, you must discontinue use of our Services immediately.

1. About WealthBuilders

WealthBuilders, founded by Manu Alderete, provides faith-aligned financial education, coaching, and community programs designed to empower individuals on their financial journey.

Our Services may include:

- Books & Resources: Digital and print publications authored by Manu Alderete

- WealthBuilders University (WBU): A subscription-based membership offering financial training, community, and live coaching sessions.

- WealthBuilders Mastermind: A premium program featuring advanced group coaching, implementation support, and live events.

- VIP 1:1 Coaching: Personalized sessions to address specific financial goals and challenges.

WealthBuilders provides education only. We are not a financial advisor, investment manager, or licensed professional giving individualized financial, tax, or legal advice.

2. Eligibility

You must be at least 18 years old to use our Services.

By registering, you represent that all information you provide is accurate, current, and complete.

3. Payments & Refunds

WealthBuilders University: Subscriptions are billed monthly in USD after any applicable free trial period. You will not be charged until your trial ends. Once billing begins, payments are non-refundable except where required by law.

Other Programs (e.g., Mastermind, Coaching, Events): Payments are non-refundable unless otherwise stated in writing at the time of purchase. In special circumstances, refunds may be granted at the sole discretion of WealthBuilders. Payments are processed securely through third-party platforms. By purchasing, you authorize recurring charges (if applicable) until you cancel.

4. Your Responsibilities

WealthBuilders equips you with tools, education, and strategies to make informed financial decisions.

However:

- We do not guarantee specific results, income levels, or financial success.

- Outcomes depend on your effort, circumstances, and market conditions.

- You remain solely responsible for all financial decisions and outcomes.

5. Use of Services

You agree to use our Services for personal, non-commercial purposes only.

You may not:

- Share or sell login credentials.

- Copy, distribute, or republish our content without written permission.

- Use our Services for unlawful, misleading, or harmful purposes.

- We may suspend or terminate your access if you violate these Terms.

6. Intellectual Property

All content, including text, video, audio, graphics, logos, and materials, is the property of WealthBuilders or its licensors. Unauthorized reproduction, modification, or distribution is strictly prohibited.

7. Limitation of Liability

To the maximum extent permitted by law, WealthBuilders is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our Services. This includes but is not limited to financial loss, business interruption, or reliance on provided information.

8. Privacy & Data Use

Our [Privacy Policy] governs how we collect, use, and protect your personal data. By using our Services, you consent to those practices.

9. Changes to Terms

We may update these Terms at any time to reflect changes in our Services or legal requirements. Updates will be posted on this page. Continued use of the Services constitutes acceptance of updated Terms.

10. Governing Law

These Terms are governed by the laws of New Zealand. Any disputes shall be resolved exclusively in the courts of New Zealand.

11. Contact Us

Questions about these Terms? Contact us at:

WealthBuilders
📧 Email: [email protected]